Safe Harbor Privacy Policy

SAFE HARBOR STANDARDS
Scoreinc.com, CreditRepairSummit.com, and ScoreCEO.com have set forth this Safe Harbor Privacy Statement and principles followed by all Scoreinc.com companies and websites in connection with the transfer and protection of “personal information” received from the European Union (EU) or Switzerland. Score and its websites, which are listed below, have self-certified to Safe Harbor. Each reference to Scoreinc.com in this Safe Harbor Privacy Statement means each Scoreinc.com Company or website that is Safe Harbor certified.

ABOUT THE SAFE HARBOR
The “Safe Harbor” program was established by the United States Department of Commerce and the European Commission, as a method for transferring personal information from the European Union (EU), to companies in the United States. A similar arrangement was later reached between the US Department of Commerce and the Information Commissioner of Switzerland, so that the Safe Harbor program now includes the U.S. – EU Safe Harbor Framework and the U.S. – Swiss Safe Harbor Framework. The Program is a voluntary self-certification process for companies operating in the United States. Companies that certify represent that they are upholding privacy standards for personal information received from the EU and Switzerland that have been accepted by the EU Commission, the Swiss Federal Data Protection and Information Commission and the US Department of Commerce. These standards exceed current US privacy standards. “Personal Information” means information that can directly or indirectly directed to the identification of a living person, such as an individual’s name, address, e-mail, telephone number, social security number, license number, medical identification number, photograph, or other identifying characteristic. The identification can occur by reference to one or more factors specific to the individual’s physical, physiological, mental, economic, cultural or social such as those that apply in the clinical research situation. In that situation, Novartis can continue to rely upon personal information already provided by clinical research participants who choose to discontinue participation in a clinical trial, to the extent needed to protect the integrity of the study, but cannot collect any additional personal information about that individual once the written request to withdraw participation is received.

DATA INTEGRITY:
Scoreinc.com and it’s websites seeks to ensure that any personal information held about EU and Swiss individuals is accurate, complete, current and otherwise reliable in relation to the purposes for which the information was obtained. Scoreinc.com and its websites collect personal information that is adequate, relevant and not excessive for the purposes for which it is to be processed. EU and Swiss individuals have a responsibility to assist Novartis in maintaining accurate, complete and current personal information about them.

TRANSFERS TO THIRD PARTIES:
Scoreinc.com and it’s websites will only transfer personal information about EU and Swiss individuals to third-parties where the third-party (a) has provided satisfactory assurances to Scoreinc.com that it will protect the information consistently with this Statement; or (b) is located in the EU, Switzerland or a country considered “adequate” for privacy by the EU or Swiss Commission, and therefore is required to comply with the EU or Swiss data protection laws or substantially equivalent privacy laws depending upon where the personal information originated ; or (c) the third-party has also certified to the Safe Harbor, and is accordingly independently responsible for complying with the Safe Harbor requirements. If Scoreinc.com or any of its websites has knowledge that a third-party to whom it has provided EU or Swiss personal information is processing that information in a manner contrary to this Statement or the Safe Harbor requirements, Scoreinc.com will take reasonable steps to prevent or stop the processing.

ACCESS AND CORRECTION:
Upon written request to Scoreinc.com, Scoreinc.com or any of its websites will provide EU and Swiss individuals with reasonable access to their personal information. Scoreinc.com will also take reasonable steps to allow identity. Personal information does not include information that anonymous, encoded or otherwise stripped of its identifiers, or information that is publicly available, unless combined with other non-public personal information.

SCOPE
This Statement governs personal information transferred from countries in the EU or Switzerland (which has adopted substantially similar privacy laws to those of the EU), to the United States on behalf of the Scoreinc.com Websites and Company. It applies to personal information in electronic and off-line formats.

SAFE HARBOR PRIVACY PRINCIPLES
The following privacy principles apply to the transfer, collection, use or disclosure of personal information from the EU or Switzerland by Scoreinc.com and its websites.

NOTICE:
Scoreinc.com and it’s websites informs individuals in the EU and Switzerland about the purposes for which it collects and uses their personal information, how to contact Novartis the types of third parties with which Novartis shares their personal information, and the choice and means Novartis offers for limiting the use and disclosure of their personal information. In accordance with the Safe Harbor requirements, Scoreinc.com and its websites may not be in a position to furnish notice in certain limited situations. Specifically, notice is not required where the processing of EU or Swiss personal information is necessary to respond to a government inquiry; and is required by applicable laws, court orders or government regulations; or is necessary to protect Scoreinc.com and it’s websites legal interests and providing notice would interfere with those interests.

CHOICE:
Scoreinc.com and it’s websites will not process personal information about EU or Swiss individuals for purposes other than those for which the information was originally obtained or subsequently authorized by the individual unless the individual affirmatively and explicitly consents (“opt-in”) to the processing, or unless an exception applies. Scoreinc.com and it’s websites also provides EU and Swiss individuals with the opportunity to withdraw consent at any time (“opt-out”), in which case their personal information will not be further processed. There are certain limitations on the right to opt-out, EU and Swiss individuals to review their information for the purposes of correcting their information. There are certain limitations to the Access and Correction rights, as set forth in the US Department of Commerce’s Safe Harbor

SECURITY:
Scoreinc.com and its websites take reasonable precautions to protect EU and Swiss personal information in its possession from loss, misuse, unauthorized access, disclosure, alteration and destruction.

ENFORCEMENT:
Scoreinc.com and its websites have established internal mechanisms to verify its ongoing adherence to this Statement. They also encourages individuals covered by this Statement to raise any concerns about our processing of their personal information by contacting the appropriate Score Privacy Office at the address below or by contacting their local privacy officer or Legal Department. Scoreinc.com will seek to resolve any concerns. Scoreinc.com has also agreed to participate in the dispute resolution programs provided by the European Data Protection Authorities.

ENFORCEMENT:
Scoreinc.com and its websites have established internal mechanisms to verify its ongoing adherence to this Statement. They also encourages individuals covered by this Statement to raise any concerns about our processing of their personal information by contacting the appropriate Score Privacy Office at the address below or by contacting their local privacy officer or Legal Department. Scoreinc.com will seek to resolve any concerns. Scoreinc.com has also agreed to participate in the dispute resolution programs provided by the European Data Protection Authorities.

LIMITATION ON SCOPE OF PRINCIPLES:
Adherence to these Privacy Principles may be limited to the extent required to meet a legal, governmental, national security or public interest obligation.

CONTACT INFORMATION:
Scoreinc.com and its websites, which are listed below have certified to the Safe Harbor. If you have questions or comments about this document, email, call, or write to write to Scoreinc.com who is responsible for the collection and/or processing of your personal information or call the telephone number provided below:

SCOREINC.COM, INC. SCORECEO.COM – PRIVACY OFFICE CONTACT INFO:
DBA:
Scoreinc.com
CreditRepairSummit.com

OPERATION CENTER
Balboa St. La Quinta Industrial Park
Mayaguez PR 00680
Tel: (877) 876-5921
Fax: 251-344-4480
Email: privacy@scoreinc.com

ACCOUNTING CENTER
851 E. I-65 Service Road
Suite 304
Mobile AL 36606
Technology Business Park 177
Balboa St. La Quinta Industrial Park
Mayaguez PR 00680
Tel: (877) 876-5921
Fax: (251) 344-4480
Email: privacy@scoreinc.com